Savings Calculator
Project your savings growth or calculate what you need to save to reach a goal.
Year-by-Year Timeline
| Year | Year-End Balance | Total Deposited | Interest Earned |
|---|
For educational purposes only — not financial advice.
How to use
- Use Savings Growth to project how much a deposit + contributions will grow over time.
- Use Goal Calculator to find the monthly contribution needed to hit a target amount.
- Switch to "Find Years Needed" in goal mode to see how long it takes at a given monthly amount.
- Interest is compounded monthly in all calculations.
- The inflation note shows your future balance in today's purchasing power (at 2.5% inflation).
About this Savings Calculator
Use this free savings calculator to estimate future savings based on starting balance, deposits, interest rate, and time. It is useful for emergency funds, goals, purchases, and planning. No signup is required, and the tool works on phones, tablets, and desktop browsers.