Retirement Calculator

Project your retirement savings and estimate your monthly income in retirement.

How to use

  • Enter your current age and the age you plan to retire.
  • Input your current retirement savings balance.
  • Add your monthly contribution amount (include employer match if applicable).
  • Set your expected annual return — 7% is a common estimate for diversified index funds.
  • Set inflation rate — 2.5–3% is typical for long-term US planning.
  • The 4% rule estimates safe annual withdrawal as 4% of your retirement balance.