Retirement Calculator
Project your retirement savings and estimate your monthly income in retirement.
Year-by-Year Growth
| Age | Contributions | Interest Earned | Balance |
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For educational purposes only — not financial advice. Consult a financial advisor for personalized guidance.
How to use
- Enter your current age and the age you plan to retire.
- Input your current retirement savings balance.
- Add your monthly contribution amount (include employer match if applicable).
- Set your expected annual return — 7% is a common estimate for diversified index funds.
- Set inflation rate — 2.5–3% is typical for long-term US planning.
- The 4% rule estimates safe annual withdrawal as 4% of your retirement balance.
About this Retirement Calculator
Use this free retirement calculator to estimate retirement savings growth and future planning numbers. It is useful for rough projections, contribution planning, and comparing different savings scenarios. No signup is required, and the tool works on phones, tablets, and desktop browsers.