Car Payment Calculator
Calculate your monthly auto loan payment including tax, trade-in, and total cost of ownership.
Affordability Guide
Financial experts recommend keeping total car expenses at 10–15% of monthly take-home pay.
For educational purposes only — not financial advice.
How to use
- Enter the vehicle price (sticker price before tax).
- Add your down payment and any trade-in vehicle value.
- Enter your local sales tax rate — this is applied to the vehicle price.
- Choose your loan term and enter your APR from your lender.
- Click Calculate to see your monthly payment and total loan cost.
- Enter your monthly take-home pay to check if this payment fits your budget.